Our Locations

Find your local counsellor

We operate across Southern and Central NSW with rural financial counsellors assigned to Local Government Areas who are available to meet with you. Call us to book an appointment with one of our experienced financial counsellors.

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Find your Local Rural Financial Counsellor

What Our Clients Say

"It has allowed me to continue with my business when I thought all was lost."

"They have been a great assistance in guiding us through the quite complex application process for the Farm Household Assistance program."

"Tony's knowledge was very beneficial when applying for the Farm Innovation fund. The up to date information via email helpful."

"Very helpful in understanding how to fill in certain forms needed, for the Farm Household allowance. Also had plenty of information on other loans available for our business."

"Encouraged pro-active actions, and assisted with strategic business planning and cash flow preparation to enable us to secure the RIC loans and Drought Loans. Also provided valuable assistance, which is giving us more confidence in our negotiations with the bank."

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Rural Financial Counselling Service NSW

5 months ago

📅 RFCS NSW Upcoming Events 📅End of July/ early August is looking to be jam packed full of FREE RFCS NSW workshops with our northern loop of Navigate Your Farming & Small Business Natural Hazards workshops in Walgett, Bourke, Wilcannia, Nyngan and Dubbo.We also have the first part of our Seeding Success: Financial Skills Course for Youth in Agriculture being held in Wagga.If you are in our around any of these regions, you don't want to miss out on these free workshops!For more information or to register head here 👉 rfcs-nsw.microsoftcrmportals.com/home ... See MoreSee Less

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Rural Financial Counselling Service NSW

5 months ago

We are very excited to be a part of this years Irrigated Ag Conference in Moama!This event brings together researchers, experts, key thinkers and primary producers, providing a platform to delve into the realm of irrigated agriculture. Across 5 massive sessions, discover innovative approaches, explore major challenges, and seize opportunities as we discuss issues shaping irrigated agriculture.📌 Rich River Golf Club, Moama📅 Friday 21st July⏰ 9am - 5pm💲 ICC Members $80 General $90For more information or to register head here 👉 irrigatedcroppingcouncil.com.au/2023-irrigation-insights-conference/ We look forward to seeing you there!...#irrigationinsights #irrigatedcc Irrigated Cropping Council ... See MoreSee Less

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Rural Financial Counselling Service NSW

5 months ago

📈 The formula for farming profit success 📈Knowing how much income your farm needs to generate is an important question for farming success but it’s not always an easy one to answer. A basic understanding of your farm’s income, expenses and your profit target is a good starting point. Your farm income must cover all the running costs of the farm to produce a farm profit, and this profit is what pays back loans, pays taxes and is available to re-invest in your business as well as pays for your living expenses. So, to answer the question “How much income does the farm need to make?", it is sometimes better to first determine how much profit is required to pay for these things. Having a profit target helps to understand the size and type of business you need to produce the income you require. We can use this simple formula below: Farm profit target = Farm income - direct expenses - overhead expensesNeed help with the process? Our team is here for you with free, confidential, and ongoing support. Make an appointment with RFCS NSW today on 1800 319 458. ... See MoreSee Less

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Rural Financial Counselling Service NSW

5 months ago

Attention Walgett, Bourke, Wilcannia, Nyngan and Dubbo‼️ It's your turn for our FREE Navigate Your Farming & Small Business Natural Hazards workshops.You will learn how to identify and evaluate your financial risks associated with natural hazards, develop your business risk action plan and gain access to support to integrate risk management into your business planning.This is a chance to share your thoughts and opinions as well as finally putting the plan in your head onto paper.For more information or to register head here 👉 rfcs-nsw.microsoftcrmportals.com/homeThe Disaster Risk Reduction Fund (DRRF) is jointly funded by the Australian and New South Wales governments.Walgett Shire Council Bourke Shire Council Central Darling Shire Council Bogan Shire Council Dubbo Regional Council ... See MoreSee Less

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The Rural Financial Counselling Service Program is funded by the Australian Government and the New South Wales Government and is administered by the Department of Agriculture, Fisheries and Forestry